:root{--ink:#132b33;--paper:#f7f5ef;--gold:#b69860;--muted:#647073;--line:#d9dcd6}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:95px}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}a,button,input,textarea,select{outline-offset:5px}a:focus-visible,button:focus-visible{outline:2px solid var(--gold)}.wrap{max-width:1280px;margin:auto;padding:0 6%}.eyebrow{font-size:11px;letter-spacing:2.6px;text-transform:uppercase;font-weight:bold;color:var(--gold)}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:Georgia,'Times New Roman',serif;font-weight:400;line-height:1.09}h1{font-size:clamp(48px,5.1vw,76px);letter-spacing:-2.5px;margin:24px 0}h2{font-size:clamp(35px,3.5vw,51px);letter-spacing:-1.4px;margin:16px 0 25px}h3{font-size:27px}p{color:var(--muted)}header{background:var(--paper);position:sticky;top:0;z-index:10;border-bottom:1px solid var(--line)}nav{height:91px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:14px}.seal{border:1px solid var(--gold);width:43px;height:43px;display:grid;place-items:center;font-family:Georgia,serif;font-size:29px;color:var(--gold)}.brand strong{display:block;font-family:Georgia,serif;font-weight:400;font-size:21px;line-height:1.2}.brand small{font-size:9px;letter-spacing:2px;text-transform:uppercase}.navlinks{display:flex;gap:29px;align-items:center;font-size:12px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:24px;background:var(--ink);color:white;padding:15px 23px;font-size:12px;font-weight:bold;border:1px solid var(--ink);cursor:pointer;transition:.2s}.btn:hover{background:#29434a;transform:translateY(-2px)}.btn.gold{background:var(--gold);border-color:var(--gold);color:var(--ink)}.btn.outline{background:transparent;color:var(--ink)}.arrow{font-size:19px;font-weight:400}.menu{display:none;background:none;border:1px solid var(--line);padding:8px 12px;color:var(--ink)}.hero{display:grid;grid-template-columns:1.15fr 1fr;min-height:668px;border-bottom:1px solid var(--line)}.herocopy{padding:78px 35px 65px 0}.hero p{max-width:440px;font-size:16px}.hero h1 em{font-style:normal;color:var(--gold)}.actions{display:flex;gap:15px;flex-wrap:wrap;margin:30px 0 27px}.micro{font-size:11px;color:var(--muted);display:flex;align-items:center;gap:8px}.dot{width:6px;height:6px;background:var(--gold);border-radius:50%;display:inline-block}.art{position:relative;background:var(--ink);overflow:hidden;margin:37px 0 37px 25px;min-height:555px}.art svg{width:100%;height:100%;position:absolute;inset:0}.artlabel{position:absolute;top:29px;left:29px;color:#e7e4db;font-size:10px;letter-spacing:2px}.artquote{position:absolute;bottom:32px;left:30px;right:30px;border-top:1px solid #627176;padding-top:20px;color:#f5f0e7;font-family:Georgia,serif;font-size:28px;line-height:1.3}.artquote small{display:block;font-family:Arial,sans-serif;font-size:9px;letter-spacing:2px;color:var(--gold);margin-top:12px}.credentials{display:flex;justify-content:space-between;gap:20px;padding-top:26px;padding-bottom:26px;border-bottom:1px solid var(--line);font-size:11px;letter-spacing:.6px}.credentials span{display:block;color:var(--muted);font-size:10px;letter-spacing:0;margin-top:4px}.section{padding-top:90px;padding-bottom:90px}.intro{display:grid;grid-template-columns:1fr 1fr;gap:90px}.intro p{max-width:520px}.rule{width:48px;height:2px;background:var(--gold);margin:25px 0}.bio{font-size:14px}.bio strong{font-weight:normal;color:var(--ink)}.services{background:#eeefe9}.sectionhead{display:flex;justify-content:space-between;align-items:end;gap:40px}.sectionhead p{max-width:350px;font-size:14px}.servicegrid{display:grid;grid-template-columns:repeat(3,1fr);margin-top:25px;border-top:1px solid #cad0ca}.service{padding:30px 28px 25px 0;border-bottom:1px solid #cad0ca;position:relative}.service:nth-child(3n+2),.service:nth-child(3n+3){border-left:1px solid #cad0ca;padding-left:28px}.number{font-size:10px;color:var(--gold);letter-spacing:2px;display:block;margin-bottom:26px}.service h3{font-size:25px;margin-bottom:15px}.service p{font-size:13px;min-height:68px;max-width:280px}.textlink{font-size:11px;font-weight:bold;display:inline-flex;gap:22px;border-bottom:1px solid var(--gold);padding-bottom:6px}.approach{background:var(--ink);color:var(--paper)}.approach .sectionhead p,.approach p{color:#b5c0c0}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:55px;margin-top:45px}.steps>div{border-top:1px solid #53636a;padding-top:23px}.steps h3{font-size:25px}.steps p{font-size:13px}.steps .number{margin-bottom:20px}.faq{display:grid;grid-template-columns:.85fr 1.15fr;gap:95px}.faqintro p{font-size:14px;max-width:340px}details{border-top:1px solid var(--line);padding:22px 0}details:last-child{border-bottom:1px solid var(--line)}summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:25px;font-size:14px;font-weight:bold}summary::-webkit-details-marker{display:none}summary:after{content:'+';color:var(--gold);font-size:21px;line-height:1}details[open] summary:after{content:'−'}details p{font-size:13px;margin:16px 30px 0 0}.contact{background:#e9e5dc}.contactgrid{display:grid;grid-template-columns:1fr 1fr;gap:90px}.contact p{max-width:430px;font-size:14px}.contactinfo{display:grid;gap:20px;margin-top:32px;font-size:14px}.contactinfo small{display:block;font-size:9px;letter-spacing:2px;text-transform:uppercase;color:var(--muted);margin-bottom:5px}.contactinfo a:hover{text-decoration:underline}form{background:var(--paper);padding:32px}form h3{font-size:28px;margin:0 0 8px}form p{font-size:12px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}label{display:block;font-size:11px;font-weight:bold}input,select,textarea{width:100%;border:1px solid #cbd0ca;padding:11px;background:transparent;color:var(--ink);margin:6px 0 16px;border-radius:0}textarea{resize:vertical;min-height:100px}.formnote{font-size:10px!important;line-height:1.5;margin:12px 0}.status{font-size:12px;color:var(--ink)}footer{padding:35px 0}.footerrow{display:flex;justify-content:space-between;gap:20px;font-size:10px;color:var(--muted)}.footnote{font-size:10px;max-width:800px;margin:15px 0 0}.skip{position:absolute;top:-80px;left:15px;padding:12px;background:white;z-index:20}.skip:focus{top:10px}@media(min-width:1500px){.wrap{padding:0 50px}}@media(max-width:1000px){.navlinks{gap:16px}.intro,.faq,.contactgrid{gap:40px}.hero{grid-template-columns:1.1fr 1fr}h1{font-size:55px}.art{margin-left:10px}.herocopy{padding-top:60px}}@media(max-width:760px){.wrap{padding:0 6%}nav{height:76px}.brand strong{font-size:19px}.menu{display:block}.navlinks{display:none;position:absolute;left:0;right:0;top:76px;background:var(--paper);padding:24px 6%;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch}.navlinks.open{display:flex}.hero{display:block}.herocopy{padding:49px 0 24px}h1{font-size:49px;letter-spacing:-2px}.hero p{font-size:14px}.art{margin:20px 0 32px;min-height:390px}.artquote{font-size:25px}.credentials{display:grid;grid-template-columns:1fr 1fr;gap:22px}.section{padding-top:60px;padding-bottom:60px}.intro,.faq,.contactgrid{grid-template-columns:1fr;gap:30px}.sectionhead{display:block}.servicegrid{grid-template-columns:1fr 1fr}.service:nth-child(n){border-left:0;padding:25px 18px 25px 0}.service:nth-child(even){border-left:1px solid #cad0ca;padding-left:20px}.service h3{font-size:23px}.steps{grid-template-columns:1fr;gap:25px}.steps p{max-width:430px}.steps .number{margin-bottom:14px}.steps h3{margin-bottom:12px}.footerrow{flex-direction:column;gap:10px}form{padding:24px}.fields{grid-template-columns:1fr;gap:0}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}
.brand-logo{display:block;width:180px;height:75px;object-fit:contain}.whatsapp-float{position:fixed;right:24px;bottom:24px;z-index:20;display:flex;align-items:center;gap:10px;padding:13px 19px;background:#167c47;color:white;border:1px solid #126b3d;border-radius:40px;box-shadow:0 5px 20px #132b3326;font-size:13px;font-weight:bold;transition:background .2s}.whatsapp-float:hover{background:#126b3d}.whatsapp-float svg{width:25px;height:25px;flex-shrink:0}@media(max-width:760px){.brand-logo{width:156px;height:65px}.whatsapp-float{right:16px;bottom:16px;padding:12px 15px;font-size:12px}footer{padding-bottom:100px}}.jurisdictions{padding:65px 0;border-bottom:1px solid var(--line)}.jurisdictions h2{font-size:clamp(32px,3.2vw,47px)}.jurisdiction-intro{max-width:780px;font-size:14px}.jurisdiction-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:36px 50px;margin-top:35px}.jurisdiction-grid article{border-top:1px solid var(--line);padding-top:24px}.jurisdiction-grid .number{margin-bottom:18px}.jurisdiction-grid h3{font-size:29px;margin-bottom:12px}.jurisdiction-grid p{font-size:14px;margin-bottom:20px}.practitioner{font-size:10px;letter-spacing:1.8px;text-transform:uppercase;color:var(--gold);margin:-3px 0 15px}.navlinks{gap:20px}@media(max-width:760px){.jurisdictions{padding:45px 0}.jurisdiction-grid{grid-template-columns:1fr;gap:28px}.jurisdiction-grid h3{font-size:27px}}.call-float{position:fixed;right:24px;bottom:88px;z-index:20;display:flex;align-items:center;gap:10px;padding:13px 19px;background:var(--ink);color:white;border:1px solid var(--ink);border-radius:40px;box-shadow:0 5px 20px #132b3326;font-size:13px;font-weight:bold}.call-float:hover{background:#29434a}.call-float svg{width:25px;height:25px;flex-shrink:0}button:disabled{cursor:wait;opacity:.65}footer{padding-bottom:160px}@media(max-width:760px){.call-float{right:16px;bottom:78px;padding:12px 15px;font-size:12px}footer{padding-bottom:160px}}
.pagehero{padding:62px 0 52px;border-bottom:1px solid var(--line)}.breadcrumb{font-size:11px;color:var(--muted);margin-bottom:32px}.breadcrumb a{text-decoration:underline;text-underline-offset:4px}.pagehero h1{max-width:920px;font-size:clamp(40px,4.7vw,65px);letter-spacing:-1.8px}.pagehero .lead{max-width:760px;font-size:18px}.pagehero .bio{margin:22px 0}.readinggrid{display:grid;grid-template-columns:minmax(0,1fr) 285px;gap:70px;padding-top:55px;padding-bottom:65px}.prose{min-width:0}.prose h2{font-size:34px;letter-spacing:-.6px;margin:42px 0 20px}.prose h2:first-child{margin-top:0}.prose h3{font-size:25px;line-height:1.25;margin:25px 0 12px}.prose p,.prose li{font-size:15px;line-height:1.8;color:var(--muted)}.prose ul,.prose ol{padding-left:22px}.prose li{margin:10px 0}.prose a:not(.btn){text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:4px}.prose .note{border-left:3px solid var(--gold);padding:18px 22px;background:#eeefe9}.asidecard{padding:26px;border:1px solid var(--line);align-self:start}.asidecard h2{font-size:26px;letter-spacing:-.3px;margin:10px 0 20px}.asidecard p{font-size:13px}.asidecard .btn{width:100%;gap:10px;margin:10px 0}.relatedlinks{display:grid;gap:15px;margin:25px 0 0;font-size:13px}.relatedlinks a{text-decoration:underline;text-underline-offset:4px}.sources{margin-top:40px;padding-top:24px;border-top:1px solid var(--line)}.sources h2{font-size:25px;margin:0 0 14px}.sources li,.sources p{font-size:12px}.articlemeta{font-size:12px;letter-spacing:.3px}.comparison{overflow-x:auto;margin:25px 0}.comparison table{border-collapse:collapse;width:100%;min-width:570px;font-size:13px}.comparison th,.comparison td{text-align:left;vertical-align:top;padding:16px;border:1px solid var(--line)}.comparison th{background:#e9e5dc}.insightcard{padding:35px 0;border-top:1px solid var(--line);max-width:850px}.insightcard h3{font-size:32px;line-height:1.2}.insightcard p{max-width:740px}.home-insights{background:#eeefe9}.home-insights h2{max-width:780px}.service-page-links{display:flex;gap:20px;flex-wrap:wrap;margin-top:14px}.toc a{display:block;font-size:13px;margin:14px 0;text-decoration:underline;text-underline-offset:4px}.legalnote{font-size:12px!important;margin-top:30px}.prose details p{font-size:14px}.prose summary{line-height:1.5}@media(max-width:1000px){.readinggrid{gap:30px;grid-template-columns:minmax(0,1fr) 245px}}@media(max-width:760px){.pagehero{padding:40px 0 35px}.pagehero h1{font-size:42px}.pagehero .lead{font-size:16px}.readinggrid{grid-template-columns:1fr;padding-top:38px;gap:30px}.prose h2{font-size:30px}.asidecard{margin-top:5px}.insightcard h3{font-size:27px}.breadcrumb{margin-bottom:22px}.navlinks{gap:18px}}

.article-figure{margin:0 0 2rem}.article-figure img,.insight-image{display:block;width:100%;height:auto;border-radius:8px}.article-figure figcaption{font-size:.85rem;color:#657078;margin-top:.65rem}.insight-image{margin-bottom:1.3rem}